Prepaid products and services

ACHTUNG PHISHING:
Falls Sie gerade ein Formular mit Kartendaten ausgefüllt haben, melden Sie sich bitte sofort unter +43 1 71701 – 6190, um Ihre Kreditkarte gegen eine neue Karte auszutauschen. Es handelt sich hier um eine Phishing Attacke.

Was ist Phishing?

Prepaid - a new technologie

Many people will already be familiar with Prepaid technology from our mobile phone prepaid cards. Technically speaking, all Prepaid products from PayLife are based on Maestro or MasterCard. Prepaid cards are not linked to a current account; they are simply preloaded with any credit amount you choose. Once the card has been charged, it can be used to withdraw cash and/or make payments around the world within the limits of the credit balance. Overdrafts are not permissible.

Rechargeable

Many Prepaid products are rechargeable. In other words, it is not necessary to acquire a new card when the credit has been used up; you simply top up your personal credit level again.

You only need the card number to recharge a Prepaid card; the card itself does not need to be presented. This makes the card an ideal source of pocket money for your child’s study trip abroad, for example.

Safer than cash

The credit loaded on a Prepaid card is NOT stored on the card itself, it is stored on an international payment platform. If the original card is lost or stolen, the outstanding credit balance can still be accessed using a replacement card (where a replacement card service is offered for the product).

Statement requests and balance enquiries

You can check your balance and recent transactions at any time by telephone or over the Internet.

Usages for Prepaid cards
Prepaid cards are becoming increasingly popular in a wide variety of usage areas: as gift cards, as an alternative to travellers cheques, for wage and salary payments, as pocket money cards and much more.

Service of PayLife Ways of cooperation

Case studies